The specimen of the self-certification necessary to facilitate those who have entered into a loan at a variable rate by 31 October 2008, for the payment of installments to be paid in 2009 (for the installments already paid to date, interest will break no accredited retrospectively) and site of Abi, (www.abi.it, in the section Know the Banks, Sub-banks and customers, subject Mortgages).

The draft declaration drawn up by the Abbot, after the information relating to the registrant and the mortgage contains a self-declaration as to the existence of all the conditions so .2 covered by the Act provided for in Article 185 of Decree November 29, 2008 converted into Law 28 January2009 n.2.

Conditions:

• that the mortgage rate is not fixed “(in this specific case that may be just a mortgage that premade the choice between fixed and variable rate of depreciation in progress, provided that the installments are calculated using variable rate)
• it has been agreed or extensive (even if the consequence of splitting of the original mortgage) by October 31, 2008
• it was linked to the purchase, renovation, construction of a main
• not in the categories of housing land as property “luxury” (A1, A8 and A9)

Even today, there is a deadline by which this certification must be performed.

Categories : Mortgages