New proposal for holders of current accounts WebSella.it there is an opportunity to specify, among the offers of loan proposals, the solution of fixed-rate loans with which you can repay a monthly fixed installment, and protect against rate fluctuations market.
Mutual WebSella.it can be concluded is to buy the first or second home, whether because of the restructuring, the maximum amount that may be paid in case of dwelling for residential use, shall be 70% of the value of ‘ property, with a maximum of 30 years with a monthly repayment of the installment.
The WebSella.it fixed rate mortgage for purposes relating to the restructuring of the first or second home, the loan is granted for a maximum funding amount of 75 thousand euro, with one-act, and with a limit of 30% of the value of the deposit stable.
The administrative costs associated with the loan of 150 Euros, which do not occur in the case of signing the formula “Secured Loan” which, through the conclusion of an insurance coverage protects the borrower from paying mortgage payments in the event of fire ‘ property or family events linked to loss of job, death, serious illness or disability.
Source: Bank Sella.it
Tags : Mortgages, rates
The renovation of the buildings may cover both the interior and the exterior of a house, in order to start the work must be submitted to the municipality where the house is the DIA, declaration of start of construction, signed by an engineer (surveyor or engineer). The company that performs the work should have VAT and must make predictions on the pace and type of work performed.
If the property is placed in a building there are restrictions on working hours, you will need after they learned the administration and house regulations, inform the company in advance of any restrictions that might increase the working days and to change an estimate.
If after buying a house is expected to not have the availability of cash for the execution of subsequent renovations you can ask for funding to buy even one extra for restructuring (funding liquidity), just attach a budget that will address the company performing the work, and you must agree with the seller all stages of selecting the most suitable company.
New initiative of the Italian Government!
A box ad hoc e-mail in all prefectures is to receive reports of difficulties for businesses and citizens access to credit.
News that aims to create an information network capable of responding to the demands of the birth of special regional observer’s credit. An initiative of the ministry as a whole to discuss said Minister Roberto Maroni “who confirmed that by March, he began experimenting with the establishment of a mail box as an instrument of knowledge of developments in the credit system.
E-mails about problems of access to credit may be activated in each prefecture, and apparently will have an online form to outline the case.
Tags : News