As in other regions of Italy in Sardinia for microcredit initiatives are born. Here is the diocese to move money into providing loans to those who need it.

Is not about charity, but an actual loan agreement with Banco di Sardegna in.
Course is particularly easy, in fact you pay no interest and is not made for profit.

Also, if one part is spreading the figure of the family banker, the other, the diocese has introduced a figure very similar.
Seeks volunteers to follow these fact-income families in the request of the loan and its repayment.

The figures given are very low (useful for billing, expense, and the like), but may be returned within 36 months.
I believe that with proper advertising options like that could make their fair contribution to economic recovery.

Tags : loan, microcredit, mortgage

With the economic crisis of recent years, saving has become increasingly difficult and for this l Holland has had an idea very particular.

To increase competition among banks, but to give everyone the opportunity to get the money you thought of putting the savings at auction.

Just like an object, the money is spent “at stake” to the bank the highest bidder.
Customer (at no cost to participate) will give the money to be deposited; the banks will make several offers which can then be assessed.

Important feature of this offer is that time of deposit and sum terms are decided by the customer, then the bank will be offering a rate of interest.

It will be easy or hard competition agreements between banks allow you to keep certain range of offers?

Tags : savings

The survey of the average rates for the Implementation of Law on wear has been carried out, most recently:
- RM March 18, 2008 (in Official Gazette No. 75, 29/03/2008)
- By DM June 23, 2008 (in OJ give these n.151 of 30.06.2008)

Following that decision, is distinguished, limited to mortgages, including fixed rate and variable rate, the maximum rate applicable:

• relation to fixed-rate mortgages, 8, 985%
• relation to variable-rate mortgages, 8, 94%
• relation to overdrafts on current account, will instead – more than the amount of 5,000.00 Euros – of 14.805%