University studies at a cost not always affordable for all families.
However, it is definitely a good investment for the future, considering also the crisis of labor strikes in recent years.
And then here’s how they can cover the costs of this study with funding.

His name is just “funding for the studies” and gives the bank can demonstrate to all those who attend the training. However, the bank wants more guarantees and therefore requires a minimum income in relation to the money it provides. If the bank is not considered covered by the income of the applicant then must take a guarantor.

Funding may be a figure from 2500 until the 30900th Euro emitted as the fifth assignment of salary or personal loan.
But the money will be granted by bank transfer or bank draft.

According sole24ore PattiChiari losing pieces.
The banks involved in the project increased from 150 to 100 (source Radiocor).
Because of the decline, the new obligations imposed by the reform of governance:

adherence to all thirty projects of the consortium but also the costs for banks of medium size reach the hundreds of thousands per year.

The common denominator is that PattiChiari is’ self ‘, characterized by’ costly organizational innovation “, to appear without an obvious advantage in terms of reputation, and indeed many have judged the results” disappointing “in light of the serious injury of September, during the crisis at Lehman. As you know the list of bonds to low risk (as noted by the same Sole24ore) one of the first initiatives launched during the launch of the Consortium at the time of financial scandals, also contained the day of the announcement Lehman default (mid-September ) designation, between titles secure bond from U.S. bank.

I must admit that the banks here have a point.
Pattichiari is not sponsored a duty and adherence to these projects does not encourage the banks with the arrival of more customers or acknowledgment on the “final consumer”.
Rather than convince the bank to join would be much easier to explain to people that PattiChiari are valid, famous and safe.

This would allow a greater peace of mind to accession.
Moreover, it takes false steps that could undermine the system of trust and security that can make these projects.
Next PattiChiari, we must insist on the right way!

After several similar initiatives in some regions, including Lazio legislates on the block mortgages.

Much has been allocated 10 million Euros from 2009 to 2011 each year to assist borrowers who have contracted the loan from 2002 until the end of 2008.

Requirements for access to this facility:

• ISEE less than 25 thousand Euros
• Secured credit or mortgage
• Retrieving public properties with mortgage payable to the cooperative, with 70% of members having the ISEE under 25 thousand euro.
• Economic difficulty coming up for death, illness or serious injury of a family
• Atypical workers
• Separation
• Increase in family members after turning on the mortgage

The measure taken by the region Lazio is a bit out of time because the deeper crisis now seems is going through. The second half of 2009 should start to show some signs of recovery later “flower” in 2010 and later.

However better late than never. Period’s negative fact in every family can happen even in periods of economic recovery and damping system can always be useful.